<!DOCTYPE html>
<html lang="en">
<?php
$pagetitle = "Virtual Cards | Nesvra";
include 'components/head.php' ?>

<body class="bg-white">

    <?php include 'components/navbar.php'; ?>

    <section class="relative max-h-[80dvh] h-fit w-full overflow-hidden">

        <div class="absolute inset-0 z-0">
            <div class="absolute inset-0 bg-black/50 z-10"></div> <img src="https://i.pinimg.com/736x/30/0f/24/300f246e1f24cd7c8bb4e4544f48c054.jpg"
                class="w-full h-full object-cover bg-fixed"
                style="background-attachment: fixed; background-position: center;" alt="Nesvra Infrastructure" />
        </div>

        <div
            class="relative z-20 h-full w-full max-w-8xl mx-auto px-4 md:px-16 pt-32 md:pt-48 pb-12 flex flex-col items-start text-left">


            <h1 data-aos="fade-right" data-aos-delay="200"
                class="max-w-4xl text-4xl md:text-5xl font-[400] tracking-[-0.05em] leading-[1.05] text-white">
                Launch Your Own Virtual Card <br class="hidden md:block"> <span class="italic font-serif "> Platform for Global Payments </span>

            </h1>

            <p data-aos="fade-right" data-aos-delay="400"
                class="mt-3 max-w-3xl text-sm  text-white/70 font-mono leading-relaxed">
                Empower users to create, manage, and spend with virtual cards worldwide backed by a complete fintech ecosystem. <span class="max-sm:hidden">Wallet integration, multi-currency, fraud protection, and full admin control. Own the code, own the revenue.</span>
            </p>

            <div data-aos="fade-up" data-aos-delay="600" class="mt-4 flex items-center gap-4 flex-wrap">

                <a href="get-demo?product=virtual-card"
                    class="shimmer-effect group relative inline-flex items-center gap-3 px-4 md:px-8 py-4 bg-brandOrange text-white rounded-full transition-all duration-300 hover:scale-[1.05] active:translate-y-[2px] shadow-[0_15px_30px_-5px_rgba(255,138,0,0.4)]">

                    <div class="absolute inset-0 rounded-full border-t border-white/30 pointer-events-none"></div>

                    <div class="absolute inset-0 rounded-full bg-gradient-to-b from-white/10 to-transparent opacity-50">
                    </div>

                    <i data-lucide="play-circle" class="w-4 h-4 text-white"></i>
                    <span class="font-sans font-[600] tracking-tight text-sm">Schedule Live Demo</span>
                </a>

                <a href="checkout?product=virtual-card"
                    class="shimmer-effect group relative inline-flex items-center gap-3 px-4 md:px-8 py-4 bg-[#111] text-white rounded-full transition-all duration-300 hover:scale-[1.05] active:scale-[0.95] shadow-[0_20px_50px_-10px_rgba(0,0,0,0.5)]">
                    <div class="absolute inset-0 rounded-full border border-white/10 pointer-events-none"></div>
                    <span class="font-sans font-[500] tracking-tight text-sm">Purchase License</span>
                    <i data-lucide="arrow-right" class="group-hover:translate-x-1 transition-transform w-4 h-4"></i>
                </a>

            </div>





        </div>


    </section>

    <section class="py-24 px-[5%] bg-white">
        <div class="max-w-[1200px] mx-auto text-center">

            <div class="mb-12">
                <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-electric">{01} MARKET OPPORTUNITY 2026</span>
                <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter mt-6 text-royal max-w-[900px] mx-auto leading-[1.1]">
                    Virtual Cards Are the <span class="italic font-serif text-brandOrange">$1.2 Trillion Opportunity</span> You Can't Ignore
                </h2>
                <p class="text-soft text-lg mt-8 max-w-[700px] mx-auto font-sans leading-relaxed">
                    Online payments, subscription economy, cross-border commerce virtual cards now power over 30% of global digital transactions. The market is exploding at 23% CAGR, and the window to establish your infrastructure is now.
                </p>
            </div>

            <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-0 border border-gray-100 rounded-[32px] overflow-hidden shadow-[0_40px_100px_-20px_rgba(8,31,92,0.05)]">

                <div class="p-10 border-r border-b lg:border-b-0 border-gray-100 flex flex-col gap-4 group hover:bg-gray-50 transition-colors">
                    <div class="w-10 h-10 rounded-full bg-gray-50 flex items-center justify-center text-royal group-hover:bg-royal group-hover:text-white transition-all">
                        <i class="ri-funds-line text-xl"></i>
                    </div>
                    <div class="mt-4">
                        <h3 class="text-4xl font-semibold tracking-tighter text-royal">$1.2T</h3>
                        <p class="font-mono text-[10px] uppercase tracking-wider text-electric mt-2">+23% CAGR</p>
                        <p class="text-[13px] text-soft mt-4 leading-snug">Global virtual card transaction volume by 2027</p>
                    </div>
                </div>

                <div class="p-10 border-r border-b lg:border-b-0 border-gray-100 flex flex-col gap-4 group hover:bg-gray-50 transition-colors">
                    <div class="w-10 h-10 rounded-full bg-gray-50 flex items-center justify-center text-royal group-hover:bg-royal group-hover:text-white transition-all">
                        <i class="ri-wallet-3-line text-xl"></i>
                    </div>
                    <div class="mt-4">
                        <h3 class="text-4xl font-semibold tracking-tighter text-royal">2.1B+</h3>
                        <p class="font-mono text-[10px] uppercase tracking-wider text-soft mt-2">Scale Economy</p>
                        <p class="text-[13px] text-soft mt-4 leading-snug">Digital wallet users worldwide. Every user is a potential holder.</p>
                    </div>
                </div>

                <div class="p-10 border-r border-b lg:border-b-0 border-gray-100 flex flex-col gap-4 group hover:bg-gray-50 transition-colors">
                    <div class="w-10 h-10 rounded-full bg-gray-50 flex items-center justify-center text-royal group-hover:bg-royal group-hover:text-white transition-all">
                        <i class="ri-bank-line text-xl"></i>
                    </div>
                    <div class="mt-4">
                        <h3 class="text-4xl font-semibold tracking-tighter text-royal">$8.5B</h3>
                        <p class="font-mono text-[10px] uppercase tracking-wider text-brandOrange mt-2">Revenue Opportunity</p>
                        <p class="text-[13px] text-soft mt-4 leading-snug">Annual interchange revenue pool untapped by new entrants.</p>
                    </div>
                </div>

                <div class="p-10 flex flex-col gap-4 bg-royal group relative overflow-hidden">
                    <div class="absolute -top-10 -right-10 w-32 h-32 bg-electric/20 blur-[60px] rounded-full"></div>

                    <div class="w-10 h-10 rounded-full bg-white/10 flex items-center justify-center text-white relative z-10">
                        <i class="ri-flashlight-line text-xl"></i>
                    </div>
                    <div class="mt-4 relative z-10">
                        <h3 class="text-4xl font-semibold tracking-tighter text-white">3-5 Weeks</h3>
                        <p class="font-mono text-[10px] uppercase tracking-wider text-brandOrange mt-2">vs 12-18 months</p>
                        <p class="text-[13px] text-white/70 mt-4 leading-snug">Time to market with Nesvra vs. standard custom build cycles.</p>
                    </div>
                </div>

            </div>
        </div>
    </section>


    <section class="py-24 px-[5%] bg-black text-white" x-data="{ active: 1 }">
        <div class="max-w-[1200px] mx-auto text-center mb-20">
            <div class="flex items-center justify-center gap-3 mb-6">
                <span class="w-8 h-[1px] bg-electric/30"></span>
                <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-electric">
                    {02} Market Dynamics
                </span>
                <span class="w-8 h-[1px] bg-electric/30"></span>
            </div>

            <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-white leading-[1.1] max-w-[900px] mx-auto">
                Why Virtual Cards Are the <br>
                <span class="text-white/50 italic font-serif">Ultimate Fintech Asset</span>
            </h2>

            <p class="text-white/40 text-lg md:text-xl mt-4 max-w-[700px] mx-auto leading-relaxed">
                Three unstoppable forces driving adoption and why you should <span class="text-white/80">capture this market now.</span>
            </p>


        </div>
        <div class="max-w-[1300px] mx-auto">
            <div class="grid grid-cols-1 lg:grid-cols-12 gap-6 items-start">

                <div class="lg:col-span-5 space-y-4">

                    <div @click="active = 1"
                        class="group p-8 rounded-[24px] border transition-all duration-500 cursor-pointer  overflow-hidden"
                        :class="active === 1 ? 'bg-[#121212] border-white/10' : 'bg-transparent border-transparent hover:bg-white/5'">
                        <div class="flex justify-between items-center">
                            <h3 class="text-24px font-[400] tracking-tight" :class="active === 1 ? 'text-white' : 'text-white/70'">E-Commerce Explosion</h3>
                            <div class="w-10 h-10 rounded-full flex items-center justify-center transition-all duration-500"
                                :class="active === 1 ? 'bg-electric text-white rotate-180' : 'bg-white/5 text-white/20'">
                                <i class="ri-arrow-down-s-line"></i>
                            </div>
                        </div>
                        <div x-show="active === 1" x-collapse x-cloak>
                            <p class="mt-4 text-white/60 leading-relaxed text-15px">
                                $6.3 trillion in global e-commerce sales in 2024. Virtual cards are the preferred payment method for security-conscious online shoppers.
                            </p>

                        </div>
                    </div>

                    <div @click="active = 2"
                        class="group p-8 rounded-[24px] border transition-all duration-500 cursor-pointer overflow-hidden"
                        :class="active === 2 ? 'bg-[#121212] border-white/10' : 'bg-transparent border-transparent hover:bg-white/5'">
                        <div class="flex justify-between items-center">
                            <h3 class="text-24px font-[400] tracking-tight" :class="active === 2 ? 'text-white' : 'text-white/70'">Subscription Economy</h3>
                            <div class="w-10 h-10 rounded-full flex items-center justify-center transition-all duration-500"
                                :class="active === 2 ? 'bg-brandOrange text-white rotate-180' : 'bg-white/5 text-white/20'">
                                <i class="ri-arrow-down-s-line"></i>
                            </div>
                        </div>
                        <div x-show="active === 2" x-collapse x-cloak>
                            <p class="mt-4 text-white/60 leading-relaxed text-15px">
                                The average consumer manages 12+ subscriptions. Virtual cards enable per-merchant spending limits, reducing churn and overcharges.
                            </p>

                        </div>
                    </div>

                    <div @click="active = 3"
                        class="group p-8 rounded-[24px] border transition-all duration-500 cursor-pointer overflow-hidden"
                        :class="active === 3 ? 'bg-[#121212] border-white/10' : 'bg-transparent border-transparent hover:bg-white/5'">
                        <div class="flex justify-between items-center">
                            <h3 class="text-24px font-[400] tracking-tight" :class="active === 3 ? 'text-white' : 'text-white/70'">Cross-Border Commerce</h3>
                            <div class="w-10 h-10 rounded-full flex items-center justify-center transition-all duration-500"
                                :class="active === 3 ? 'bg-electric text-white rotate-180' : 'bg-white/5 text-white/20'">
                                <i class="ri-arrow-down-s-line"></i>
                            </div>
                        </div>
                        <div x-show="active === 3" x-collapse x-cloak>
                            <p class="mt-4 text-white/60 leading-relaxed text-15px">
                                International e-commerce grows 2× faster than domestic. Virtual cards eliminate currency barriers and enable spending in 40+ currencies.
                            </p>

                        </div>
                    </div>

                </div>

                <div class="lg:col-span-7 grid grid-cols-2 gap-6 h-full">

                    <div class="col-span-2 relative h-[350px] bg-[#121212] rounded-[32px] overflow-hidden border border-white/5 group">
                        <img x-show="active === 1" x-transition.opacity.duration.500ms src="https://i.pinimg.com/736x/2b/d1/9c/2bd19cd788723cb5211155cc4706b387.jpg" class="absolute inset-0 w-full h-full object-cover">
                        <img x-show="active === 2" x-transition.opacity.duration.500ms src="https://i.pinimg.com/736x/67/2f/27/672f27b1a5605f17de5ce99951ac4dcd.jpg" class="absolute inset-0 w-full h-full object-cover">
                        <img x-show="active === 3" x-transition.opacity.duration.500ms src="https://i.pinimg.com/736x/03/62/44/0362443f1df8ebe85fcfa93c932af8ca.jpg" class="absolute inset-0 w-full h-full object-cover">

                        <div class="absolute inset-0 bg-gradient-to-t from-black/60 via-transparent to-transparent"></div>

                    </div>

                    <div class="bg-electric rounded-[32px] p-8 flex flex-col justify-between group transition-transform duration-500 hover:scale-[1.02]">
                        <div>
                            <h4 class="text-4xl font-bold tracking-tighter text-white" x-text="active === 1 ? '+100%' : (active === 2 ? '+65%' : '+142%')"></h4>
                            <p class="text-white font-[400] mt-1" x-text="active === 1 ? 'Revenue Growth' : (active === 2 ? 'Retention' : 'Global Reach')"></p>
                        </div>
                        <div class="flex items-end gap-1.5 h-12 mt-8">
                            <template x-for="i in 6">
                                <div class="flex-1 bg-white/20 rounded-full transition-all duration-1000"
                                    :style="'height: ' + (Math.floor(Math.random() * 80) + 20) + '%'"></div>
                            </template>
                        </div>
                    </div>

                    <div class="bg-[#121212] border border-white/5 rounded-[32px] p-8 flex flex-col justify-between group transition-transform duration-500 hover:scale-[1.02]">
                        <div class="space-y-1">
                            <h4 class="text-2xl font-[400] tracking-tight text-white" x-text="active === 3 ? 'Unified FX' : 'Increased'"></h4>
                            <p class="text-white/40 text-14px" x-text="active === 3 ? 'Global Liquidity' : 'User Engagement'"></p>
                        </div>
                        <div class="mt-8 flex gap-2">
                            <div class="w-10 h-10 rounded-xl bg-white/5 flex items-center justify-center text-white">
                                <i class="ri-shield-check-line text-xl"></i>
                            </div>
                            <div class="w-10 h-10 rounded-xl bg-white/5 flex items-center justify-center text-white">
                                <i class="ri-bubble-chart-line text-xl"></i>
                            </div>
                        </div>
                    </div>

                </div>
            </div>
        </div>
    </section>



    <section class="py-24 px-[5%] bg-white">
        <div class="relative w-full md:h-[550px] h-[800px] rounded-[24px] overflow-hidden group shadow-2xl">

            <img src="https://i.pinimg.com/1200x/93/de/24/93de24d89eb9b716d22737471edb4a46.jpg"
                alt="Virtual Card Infrastructure"
                class="absolute inset-0 w-full h-full object-cover transition-transform duration-1000 group-hover:scale-105">

            <div class="absolute inset-0 bg-gradient-to-t from-black/90 via-black/40 to-transparent z-10"></div>

            <div class="absolute bottom-0 left-0 md:p-12 p-6 w-full z-20">
                <div class="grid lg:grid-cols-2 items-end gap-10">

                    <div class="flex flex-col gap-6">
                        <span class="font-mono text-[10px] uppercase tracking-[0.4em] text-electric" data-aos="fade-right">
                            The Business Case
                        </span>

                        <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-white leading-[1.1]" data-aos="fade-up" data-aos-delay="100">
                            Own the Infrastructure. <br>
                            <span class="text-brandOrange font-serif italic">Capture the Value.</span>
                        </h2>

                        <p class="text-white/70 text-base leading-relaxed max-w-[650px] font-sans" data-aos="fade-up" data-aos-delay="200">
                            Why let Stripe, PayPal, or Adyen capture billions in virtual card revenue?
                            With Nesvra, you become the issuer. Every card created, every transaction
                            processed, and every subscription paid becomes a direct contribution to
                            your business. <span class="text-white">You own the economics.</span>
                        </p>

                        <div class="flex flex-wrap gap-x-6 gap-y-3" data-aos="fade-up" data-aos-delay="300">
                            <div class="flex items-center gap-2">
                                <i class="ri-checkbox-circle-fill text-brandOrange text-sm"></i>
                                <span class="text-white/80 text-[13px] font-[400] tracking-tight">
                                    100% Interchange Fees
                                </span>
                            </div>

                            <div class="flex items-center gap-2">
                                <i class="ri-checkbox-circle-fill text-brandOrange text-sm"></i>
                                <span class="text-white/80 text-[13px] font-[400] tracking-tight">
                                    Full Relationship Ownership
                                </span>
                            </div>

                            <div class="flex items-center gap-2">
                                <i class="ri-checkbox-circle-fill text-brandOrange text-sm"></i>
                                <span class="text-white/80 text-[13px] font-[400] tracking-tight">
                                    No Third-Party Revenue Share
                                </span>
                            </div>
                        </div>
                    </div>

                    <div class="flex items-center gap-4 lg:justify-end" data-aos="fade-left" data-aos-delay="400">

                        <div class="bg-white/5 backdrop-blur-md border border-white/10 p-6 rounded-[20px] group-hover:bg-white/10 transition-colors w-fit">
                            <h4 class="md:text-3xl text-2xl font-semibold text-white tracking-tighter">
                                $150K+
                            </h4>
                            <p class="font-mono text-[9px] uppercase tracking-widest text-electric mt-1">
                                Saved vs. Custom Build
                            </p>
                        </div>

                        <div class="bg-white/5 backdrop-blur-md border border-white/10 p-6 rounded-[20px] w-fit group-hover:bg-white/10 transition-colors">
                            <h4 class="md:text-3xl text-2xl font-semibold text-white tracking-tighter">
                                3–5 Wks
                            </h4>
                            <p class="font-mono text-[9px] uppercase tracking-widest text-brandOrange mt-1">
                                Time to Market
                            </p>
                        </div>

                    </div>

                </div>
            </div>
        </div>
    </section>

    <section class="py-24 px-[5%] bg-white">
        <div class="max-w-[1400px] mx-auto">

            <div class="text-center mb-14">
                <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-electric">{04} THE ECOSYSTEM</span>
                <h2 class="text-4xl md:text-6xl font-[400] tracking-tighter mt-6 text-royal leading-[1.1]">
                    A Unified Ecosystem That Rivals <br>
                    <span class="italic font-serif text-soft">PayPal, Revolut & Wise</span>
                </h2>
                <p class="text-soft text-lg mt-8 max-w-[800px] mx-auto leading-relaxed">
                    Not just a card issuer a complete financial operating system. Everything your users need to spend, manage, and control their digital finances, all in one place.
                </p>
            </div>

            <?php
            $infrastructure = [
                [
                    'title' => 'Instant Virtual Card Creation',
                    'desc' => 'Users generate virtual cards in seconds — no waiting, no physical delivery. Perfect for immediate online spending, subscription management, and secure e-commerce purchases.',
                    'features' => ['Multiple cards per user', 'Card details masking', 'Freeze/Unfreeze', 'Expiry management', 'Visa/Mastercard ready'],
                    'monetization' => 'Revenue: $0.50–2 issuance fee + interchange revenue',
                    'image' => 'https://i.pinimg.com/736x/b4/3e/90/b43e90c309f3a8d5b8fd52cb0c3a6e64.jpg',
                    'accent' => 'brandOrange'
                ],
                [
                    'title' => 'Seamless Wallet Integration',
                    'desc' => 'Fund cards directly from wallet balance, transfer between accounts, and manage all currencies from one dashboard. Real-time sync ensures users always know their available balance.',
                    'features' => ['USD, EUR, GBP, CAD', 'Crypto ready (BTC, ETH, USDT)', 'Real-time balance sync'],
                    'monetization' => 'Revenue: FX markup (1–3%) on conversions',
                    'image' => 'https://i.pinimg.com/1200x/97/c6/14/97c6147aeea893142070b061e4b03f9c.jpg',
                    'accent' => 'electric'
                ],
                [
                    'title' => 'Global Spending Power',
                    'desc' => 'Use virtual cards anywhere Visa/Mastercard is accepted — online shopping, subscription services, international merchants, and cross-border payments. No geographic restrictions.',
                    'features' => ['180+ countries supported', 'Subscription billing ready', 'Real-time FX rates'],
                    'monetization' => 'Revenue: Cross-border fees + interchange',
                    'image' => 'https://i.pinimg.com/736x/fc/3a/59/fc3a59f9bb5cc2c205f0c9dfd9e04209.jpg',
                    'accent' => 'brandOrange'
                ],
                [
                    'title' => 'Bank-Grade Security & Compliance',
                    'desc' => 'Enterprise-level protection with 2FA, transaction PIN, real-time fraud monitoring, and KYC/AML verification. Built to pass financial audits and build user trust.',
                    'features' => ['2FA Authentication', 'Transaction PIN', 'Fraud monitoring', 'KYC/AML ready'],
                    'monetization' => 'Value: Reduced fraud liability + user trust',
                    'image' => 'https://i.pinimg.com/1200x/78/79/cb/7879cbc8a7107f92088a2b2a1e6732a7.jpg',
                    'accent' => 'electric'
                ],
                [
                    'title' => 'Spending Analytics & Insights',
                    'desc' => 'Users gain complete visibility into their finances with transaction history, spending categories, downloadable reports, and real-time balance updates.',
                    'features' => ['Transaction history', 'Spending categories', 'CSV/PDF exports', 'Real-time balance'],
                    'monetization' => 'Value: Engagement + Premium analytics upsell',
                    'image' => 'https://i.pinimg.com/736x/a3/1f/c3/a31fc313ee657b32e61c2a2ced6ae8c7.jpg',
                    'accent' => 'brandOrange'
                ],
                [
                    'title' => 'Cross-Platform Access',
                    'desc' => 'Users manage their cards anywhere — web dashboard, Android, and iOS native apps. Biometric login and push notifications provide a seamless experience.',
                    'features' => ['Web dashboard', 'Android native app', 'iOS native app', 'Biometric login'],
                    'monetization' => 'Value: Maximum reach + higher retention',
                    'image' => 'https://i.pinimg.com/1200x/82/3b/8a/823b8a72e62887e7ff6cb541628415b6.jpg',
                    'accent' => 'electric'
                ],
                [
                    'title' => 'Enterprise Admin Control Panel',
                    'desc' => 'Complete governance of your fintech platform from a single unified dashboard. No jumping between tools — everything in one place.',
                    'features' => [
                        'User/Agent/Merchant Management',
                        'KYC Verification Oversight',
                        'Transaction Monitoring Logs',
                        'Dispute & Ticket Management',
                        'Payment Gateway Config',
                        'Roles & Permissions',
                        'eSIM & Service Providers',
                        'System Notifications'
                    ],
                    'monetization' => 'Impact: Reduce operational overhead by 70%',
                    'image' => 'https://i.pinimg.com/736x/9c/89/2d/9c892dcdc5bcfabd10a7a8fb46581691.jpg',
                    'accent' => 'brandOrange'
                ],
                [
                    'title' => 'Transaction & Analytics Engine',
                    'desc' => 'Real-time business intelligence at your fingertips. Track revenue, monitor user behavior, and identify growth opportunities with powerful reporting tools.',
                    'features' => [
                        'Real-time revenue dashboards',
                        'Payment gateway analytics',
                        'Transfer/Request/Exchange logs',
                        'Store & eSIM order tracking',
                        'Virtual card issuance reports',
                        'Exportable CSV/PDF reports'
                    ],
                    'monetization' => 'Live Metrics: DAU, Volume, Revenue, CAC',
                    'image' => 'https://i.pinimg.com/1200x/46/5e/f4/465ef4270eafec137a402a974433baff.jpg',
                    'accent' => 'electric'
                ]
            ];
            ?>


            <div class="mx-auto px-[3%]">
                <div class="space-y-32">
                    <?php foreach ($infrastructure as $item): ?>
                        <div class="relative md:sticky top-24 bg-white mb-20 md:mb-0">
                            <div class="grid md:grid-cols-2 gap-16 items-center border-t border-gray-100 pt-16 group">

                                <div class="content-side" data-aos="fade-up">
                                    <span class="font-mono text-[10px] uppercase tracking-[0.3em] text-<?= $item['accent'] ?> mb-4 block">Core Infrastructure</span>
                                    <h3 class="text-4xl text-royal font-[400] tracking-tighter mb-6 leading-tight"><?= $item['title'] ?></h3>
                                    <p class="text-base text-soft leading-relaxed mb-8"><?= $item['desc'] ?></p>

                                    <ul class="grid grid-cols-1 gap-y-4 mb-10">
                                        <?php foreach ($item['features'] as $feature): ?>
                                            <li class="flex items-center gap-4 text-soft group/list">
                                                <div class="w-5 h-5 rounded-full bg-<?= $item['accent'] ?>/10 flex items-center justify-center transition-transform duration-300 group-hover/list:scale-110">
                                                    <i data-lucide="check" class="w-3 h-3 text-<?= $item['accent'] ?>"></i>
                                                </div>
                                                <span class="font-mono text-[13px] tracking-tight"><?= $feature ?></span>
                                            </li>
                                        <?php endforeach; ?>
                                    </ul>

                                    <div class="inline-block px-4 py-2 bg-gray-50 rounded-lg border border-gray-100 mb-8">
                                        <span class="font-mono text-[10px] uppercase tracking-widest text-<?= $item['accent'] ?> font-bold">
                                            <?= $item['monetization'] ?>
                                        </span>
                                    </div>

                                    <div>

                                    </div>
                                </div>

                                <div class="image-side" data-aos="fade-up">
                                    <div class="aspect-[4/3] w-full rounded-[32px] overflow-hidden border border-gray-100 shadow-[0_32px_64px_-16px_rgba(8,31,92,0.1)] relative">
                                        <div class="absolute inset-0 bg-gradient-to-tr from-<?= $item['accent'] ?>/5 to-transparent pointer-events-none z-10"></div>

                                        <img src="<?= $item['image'] ?>"
                                            alt="<?= $item['title'] ?>"
                                            class="w-full h-full object-cover transform transition-transform duration-[2.5s] group-hover:scale-110" />

                                        <div class="absolute bottom-6 left-6 z-20 flex items-center gap-2 px-3 py-1.5 bg-white/90 backdrop-blur-md rounded-full border border-gray-200">
                                            <div class="w-1.5 h-1.5 rounded-full bg-<?= $item['accent'] ?> animate-pulse"></div>
                                            <span class="font-mono text-[9px] uppercase tracking-widest text-royal">Production Ready</span>
                                        </div>
                                    </div>
                                </div>

                            </div>
                        </div>
                    <?php endforeach; ?>
                </div>
            </div>

        </div>
    </section>

    <section class="py-24 px-[5%] bg-black text-white">
        <div class="max-w-[1300px] mx-auto">

            <div class="flex flex-col lg:flex-row justify-between items-end gap-8 mb-20">
                <div class="max-w-[700px]">
                    <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-electric mb-6 block">{05} SERVICE EXPANSION</span>
                    <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-white leading-[1.1]">
                        Unified Ecosystem Management:<br>
                        <span class="text-brandOrange italic font-serif text-3xl md:text-5xl">Turn Your Platform into a Super App</span>
                    </h2>
                </div>
                <p class="text-white/40 text-lg max-w-[450px] leading-relaxed border-l border-white/10 pl-8">
                    Fully integrated services that go beyond virtual cards. Every service earns you commission revenue and deepens user engagement.
                </p>
            </div>

            <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-4">

                <?php
                $services = [
                    ['title' => 'Gift Cards', 'desc' => 'Digital redemption and sales', 'icon' => 'ri-gift-line', 'accent' => 'brandOrange'],
                    ['title' => 'Airtime', 'desc' => 'Mobile top-up for any carrier', 'icon' => 'ri-cellphone-line', 'accent' => 'electric'],
                    ['title' => 'Bill Payments', 'desc' => 'Utility and sub management', 'icon' => 'ri-bill-line', 'accent' => 'electric'],
                    ['title' => 'Flight Booking', 'desc' => 'Integrated travel booking', 'icon' => 'ri-plane-line', 'accent' => 'brandOrange'],
                    ['title' => 'Hotel Booking', 'desc' => 'Accommodation reservations', 'icon' => 'ri-hotel-bed-line', 'accent' => 'brandOrange'],
                    ['title' => 'eSIM Purchases', 'desc' => 'Global connectivity on-demand', 'icon' => 'ri-router-line', 'accent' => 'electric'],
                    ['title' => 'Payment Gateways', 'desc' => '30+ gateways configurable', 'icon' => 'ri-bank-card-line', 'accent' => 'electric'],
                    ['title' => 'Withdraw Settings', 'desc' => 'Manage payout methods/limits', 'icon' => 'ri-cash-line', 'accent' => 'brandOrange'],
                ];

                foreach ($services as $s): ?>
                    <div class="group bg-[#121212] border border-white/5 p-8 rounded-[24px] hover:bg-royal transition-all duration-500 hover:-translate-y-1">
                        <div class="flex justify-between items-start mb-12">
                            <div class="w-10 h-10 rounded-xl bg-white/5 flex items-center justify-center text-<?= $s['accent'] ?> group-hover:bg-<?= $s['accent'] ?> group-hover:text-white transition-all">
                                <i class="<?= $s['icon'] ?> text-xl"></i>
                            </div>
                            <div class="w-2 h-2 rounded-full bg-<?= $s['accent'] ?> animate-pulse opacity-0 group-hover:opacity-100 transition-opacity"></div>
                        </div>

                        <h4 class="text-lg font-[400] text-white mb-2"><?= $s['title'] ?></h4>
                        <p class="text-white/40 text-[13px] leading-snug"><?= $s['desc'] ?></p>
                    </div>
                <?php endforeach; ?>

                <div class="md:col-span-2 lg:col-span-2 bg-electric rounded-[24px] p-8 flex items-center justify-between group overflow-hidden relative">
                    <div class="relative z-10">
                        <h3 class="text-4xl font-bold tracking-tighter">1 Unified Dashboard</h3>
                        <p class="text-white/70 font-mono text-[10px] uppercase tracking-widest mt-2">Centralized Command Center</p>
                    </div>
                    <i class="ri-dashboard-3-line text-8xl text-white/10 absolute -right-4 -bottom-4 group-hover:scale-110 transition-transform duration-700"></i>
                </div>

                <div class="md:col-span-2 lg:col-span-2 bg-[#1A1A1A] border border-white/10 rounded-[24px] p-8 flex items-center justify-between group">
                    <div>
                        <h3 class="text-4xl font-bold tracking-tighter text-white">100% Control</h3>
                        <p class="text-white/40 font-mono text-[10px] uppercase tracking-widest mt-2">No third-party dependencies</p>
                    </div>
                    <div class="flex gap-2">
                        <div class="w-12 h-12 rounded-full bg-white/5 flex items-center justify-center border border-white/10">
                            <i class="ri-lock-2-line text-brandOrange"></i>
                        </div>
                    </div>
                </div>

            </div>
        </div>
    </section>


    <section class="py-24 px-[5%] bg-white">
        <div class="max-w-[1200px] mx-auto">

            <div class="text-center mb-16">
                <span class="font-mono text-[10px] uppercase tracking-[0.4em] text-electric">Operational Excellence</span>
                <h2 class="text-3xl md:text-4xl font-[400] tracking-tighter mt-4 text-royal">Engineered for Scale, Built for Profit</h2>
            </div>

            <div class="grid grid-cols-1 md:grid-cols-12 gap-6">

                <div class="md:col-span-7 bg-gray-50 rounded-[32px] p-10 border border-gray-100 flex flex-col justify-between group hover:border-electric/30 transition-all duration-500">
                    <div class="flex justify-between items-start">
                        <div class="space-y-2">
                            <h3 class="text-6xl md:text-7xl font-bold tracking-tighter text-royal">70%</h3>
                            <p class="text-xl font-[400] text-royal">Reduced Operational Overhead</p>
                        </div>
                        <div class="w-12 h-12 rounded-2xl bg-white shadow-sm flex items-center justify-center text-electric">
                            <i class="ri-speed-up-line text-2xl"></i>
                        </div>
                    </div>
                    <div class="mt-12 flex items-center gap-3">
                        <span class="font-mono text-[11px] uppercase tracking-widest text-soft">Automated workflows & compliance</span>
                        <div class="h-px flex-1 bg-gray-200"></div>
                    </div>
                </div>

                <div class="md:col-span-5 bg-royal rounded-[32px] p-10 text-white relative overflow-hidden group">
                    <div class="relative z-10 h-full flex flex-col justify-between">
                        <div>
                            <span class="font-mono text-[10px] uppercase tracking-widest text-electric">Standard</span>
                            <h3 class="text-4xl font-bold tracking-tighter mt-2">PCI-DSS</h3>
                            <p class="text-white/60 mt-4 leading-relaxed">Bank-Grade Security. Ready for rigorous financial audits and institutional trust.</p>
                        </div>
                        <div class="mt-8 flex items-center gap-2">
                            <i class="ri-shield-check-fill text-electric text-xl"></i>
                            <span class="text-sm font-[400]">Compliance Certified</span>
                        </div>
                    </div>
                    <div class="absolute -bottom-10 -right-10 w-40 h-40 bg-electric/20 blur-[60px] rounded-full"></div>
                </div>

                <div class="md:col-span-5 bg-white border border-gray-100 rounded-[32px] p-10 shadow-sm hover:shadow-xl transition-all duration-500">
                    <div class="flex flex-col h-full">
                        <div class="flex items-center gap-3 mb-6">
                            <div class="w-2 h-2 rounded-full bg-electric animate-pulse"></div>
                            <span class="font-mono text-[10px] uppercase tracking-widest text-soft">Live Status</span>
                        </div>
                        <h3 class="text-3xl font-bold tracking-tighter text-royal">Real-Time</h3>
                        <p class="text-lg font-[400] text-soft mt-1">Transaction Monitoring</p>
                        <p class="text-sm text-soft/70 mt-6 leading-relaxed">Instant fraud detection and risk scoring on every ledger entry.</p>
                    </div>
                </div>

                <div class="md:col-span-7 bg-gray-50 border border-gray-100 rounded-[32px] p-10 flex flex-col md:flex-row items-center gap-10 group">
                    <div class="flex-1">
                        <h3 class="text-3xl font-bold tracking-tighter text-royal uppercase">Unlimited</h3>
                        <p class="text-lg font-[400] text-soft mt-1">Users, Agents & Merchants</p>
                        <p class="text-sm text-soft/70 mt-4 leading-relaxed">Our scalable architecture grows with your transaction volume without performance degradation.</p>
                    </div>
                    <div class="grid grid-cols-2 gap-3 w-full md:w-auto">
                        <div class="w-16 h-16 rounded-2xl bg-white flex items-center justify-center border border-gray-100 shadow-sm">
                            <i class="ri-group-line text-xl text-soft"></i>
                        </div>
                        <div class="w-16 h-16 rounded-2xl bg-white flex items-center justify-center border border-gray-100 shadow-sm">
                            <i class="ri-store-2-line text-xl text-soft"></i>
                        </div>
                    </div>
                </div>

            </div>
        </div>
    </section>


    <section class="py-24 px-[5%] bg-white">
        <div class="max-w-[1300px] mx-auto">

            <div class="mb-12">
                <span class="font-mono text-[10px] uppercase tracking-[0.4em] text-electric block mb-4"> {06} The Case for Nesvra</span>
                <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-royal leading-[1.1]">
                    Stop Building from Scratch.<br>
                    <span class="text-soft italic font-serif">Start Issuing Cards.</span>
                </h2>
                <p class="text-soft text-lg mt-6 max-w-[650px] leading-relaxed">
                    Everything you need to launch a profitable virtual card platform. Battle-tested, bank-grade, and built for scale.
                </p>
            </div>

            <div class="grid grid-cols-1 lg:grid-cols-2 gap-8 items-stretch">

                <div class="bg-gray-50 rounded-[40px] p-10 md:p-14 border border-gray-100 flex flex-col justify-between group">
                    <div>
                        <span class="font-mono text-[10px] uppercase tracking-widest text-soft/60">Traditional Path</span>
                        <h3 class="text-3xl font-[400] text-royal tracking-tight mt-4 mb-10">Building from Scratch</h3>

                        <ul class="space-y-10">
                            <li class="flex gap-6">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white flex items-center justify-center text-soft shadow-sm">
                                    <i class="ri-time-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400] text-royal">12–18 months to market</h4>
                                    <p class="text-sm text-soft/70 leading-relaxed">Every month you wait, competitors are already acquiring users and processing payments.</p>
                                </div>
                            </li>
                            <li class="flex gap-6">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white flex items-center justify-center text-soft shadow-sm">
                                    <i class="ri-money-dollar-circle-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400] text-royal">$150,000+ in development</h4>
                                    <p class="text-sm text-soft/70 leading-relaxed">Engineering, compliance, security, and infrastructure costs spiral before a single card is issued.</p>
                                </div>
                            </li>
                            <li class="flex gap-6">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white flex items-center justify-center text-soft shadow-sm">
                                    <i class="ri-error-warning-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400] text-royal">Regulatory Hurdles</h4>
                                    <p class="text-sm text-soft/70 leading-relaxed">KYC, AML, PCI-DSS — months of paperwork and legal overhead to get approved.</p>
                                </div>
                            </li>
                        </ul>
                    </div>

                    <div class="mt-16 pt-8 border-t border-gray-200">
                        <p class="font-mono text-[11px] uppercase tracking-widest text-red-500 font-bold italic">Status: Zero revenue until launch</p>
                    </div>
                </div>

                <div class="bg-royal rounded-[40px] p-10 md:p-14 text-white flex flex-col justify-between relative overflow-hidden group shadow-2xl shadow-royal/20">
                    <div class="relative z-10">
                        <span class="font-mono text-[10px] uppercase tracking-widest text-white/60">Nesvra Path</span>
                        <h3 class="text-3xl font-[400] tracking-tight mt-4 mb-10">The Nesvra Advantage</h3>

                        <ul class="space-y-10">
                            <li class="flex gap-6 group/item">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white/10 backdrop-blur-md flex items-center justify-center text-white border border-white/20 transition-transform duration-500 group-hover/item:scale-110">
                                    <i class="ri-flashlight-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400]">Instant Virtual Issuing</h4>
                                    <p class="text-sm text-white/70 leading-relaxed">Multiple cards, freeze/unfreeze, and expiry management. Ready for global networks from day one.</p>
                                </div>
                            </li>
                            <li class="flex gap-6 group/item">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white/10 backdrop-blur-md flex items-center justify-center text-white border border-white/20 transition-transform duration-500 group-hover/item:scale-110">
                                    <i class="ri-wallet-3-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400]">Seamless Wallet Sync</h4>
                                    <p class="text-sm text-white/70 leading-relaxed">Multi-currency wallets with real-time sync and instant transfers. One unified user experience.</p>
                                </div>
                            </li>
                            <li class="flex gap-6 group/item">
                                <div class="flex-shrink-0 w-10 h-10 rounded-full bg-white/10 backdrop-blur-md flex items-center justify-center text-white border border-white/20 transition-transform duration-500 group-hover/item:scale-110">
                                    <i class="ri-shield-star-line text-lg"></i>
                                </div>
                                <div class="space-y-2">
                                    <h4 class="text-lg font-[400]">Bank-Grade Compliance</h4>
                                    <p class="text-sm text-white/70 leading-relaxed">PCI-DSS ready, 2FA, and fraud monitoring. Built to pass financial audits immediately.</p>
                                </div>
                            </li>
                        </ul>
                    </div>

                    <div class="mt-16 pt-8 border-t border-white/10 relative z-10 flex justify-between items-center">
                        <p class="font-mono text-[11px] uppercase tracking-widest text-white font-bold italic">Status: Launch in 3–5 Weeks</p>
                        <i class="ri-arrow-right-up-line text-2xl group-hover:translate-x-1 group-hover:-translate-y-1 transition-transform"></i>
                    </div>

                    <div class="absolute -bottom-20 -right-20 w-80 h-80 bg-white/10 rounded-full blur-[80px]"></div>
                </div>

            </div>
        </div>
    </section>

    <section class="py-24 bg-white">
        <div class="max-w-[1200px] mx-auto px-[5%] text-center">

            <div class="mb-20">
                <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-[#00D084] font-bold block mb-6">{07} REVENUE ENGINE</span>
                <h2 class="text-4xl md:text-5xl font-[400] tracking-tight text-[#1a1a1a] leading-tight">
                    Monetization Engine <br>
                    <span class="italic font-serif">7+ Built-In Revenue Streams</span>
                </h2>
                <p class="text-gray-500 text-lg mt-8 max-w-[700px] mx-auto leading-relaxed">
                    Stop leaving money on the table. The platform comes with pre-configured revenue streams — earn from every transaction, every card, and every service.
                </p>
            </div>

            <div class="border border-gray-200 rounded-[32px] overflow-hidden">
                <div class="grid grid-cols-1 md:grid-cols-3">

                    <div class="p-12 border-b md:border-b-0 border-gray-200 flex flex-col items-center group hover:bg-gray-50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center grayscale group-hover:grayscale-0 transition-all">
                            <i class="ri-add-circle-line text-3xl text-gray-400 group-hover:text-electric"></i>
                        </div>
                        <h3 class="text-3xl font-bold text-[#1a1a1a] tracking-tighter">$0.50–2</h3>
                        <h4 class="text-base font-[400] text-gray-800 mt-2">Card Issuance Fee</h4>
                        <p class="text-sm text-gray-400 mt-4 font-mono uppercase tracking-widest italic">Per virtual card created</p>
                    </div>

                    <div class="p-12 border-x border-gray-200 flex flex-col items-center group hover:bg-gray-50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center grayscale group-hover:grayscale-0 transition-all">
                            <i class="ri-exchange-funds-line text-3xl text-gray-400 group-hover:text-electric"></i>
                        </div>
                        <h3 class="text-3xl font-bold text-[#1a1a1a] tracking-tighter">1–3%</h3>
                        <h4 class="text-base font-[400] text-gray-800 mt-2">Interchange & FX Spread</h4>
                        <p class="text-sm text-gray-400 mt-4 font-mono uppercase tracking-widest italic">Per transaction + FX</p>
                    </div>

                    <div class="p-12 border-b md:border-b-0 border-gray-200 flex flex-col items-center group hover:bg-gray-50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center grayscale group-hover:grayscale-0 transition-all">
                            <i class="ri-vip-crown-line text-3xl text-gray-400 group-hover:text-electric"></i>
                        </div>
                        <h3 class="text-3xl font-bold text-[#1a1a1a] tracking-tighter italic font-serif">Premium</h3>
                        <h4 class="text-base font-[400] text-gray-800 mt-2">Subscription Plans</h4>
                        <p class="text-sm text-gray-400 mt-4 font-mono uppercase tracking-widest italic">Recurring monthly income</p>
                    </div>

                </div>

                <div class="grid grid-cols-1 md:grid-cols-2 border-t border-gray-200">

                    <div class="p-12 border-r border-gray-200 flex flex-col items-center group hover:bg-gray-50 transition-colors">
                        <div class="w-12 h-12 mb-6 flex items-center justify-center">
                            <i class="ri-percent-line text-2xl text-gray-400 group-hover:text-electric"></i>
                        </div>
                        <h3 class="text-2xl font-[400] text-[#1a1a1a]">5–20% Service Fees</h3>
                        <p class="text-sm text-gray-500 mt-2">Bill pay, airtime, gift cards, and eSIM commission</p>
                    </div>

                    <div class="p-12 bg-gray-50 flex flex-col items-start text-left">
                        <span class="font-mono text-[9px] text-electric uppercase tracking-[0.3em] mb-4">Bonus Ecosystem</span>
                        <div class="grid grid-cols-2 gap-y-4 gap-x-8 w-full">
                            <div>
                                <p class="text-xs font-bold text-gray-800">Voucher Comms</p>
                                <p class="text-[10px] text-gray-400 font-mono">5–15% Earned</p>
                            </div>
                            <div>
                                <p class="text-xs font-bold text-gray-800">Withdrawal Fees</p>
                                <p class="text-[10px] text-gray-400 font-mono">Fixed Processing</p>
                            </div>
                            <div>
                                <p class="text-xs font-bold text-gray-800">Merchant Fees</p>
                                <p class="text-[10px] text-gray-400 font-mono">Transaction-based</p>
                            </div>
                            <div>
                                <p class="text-xs font-bold text-gray-800">Store Listing</p>
                                <p class="text-[10px] text-gray-400 font-mono">Fixed Commission</p>
                            </div>
                        </div>
                    </div>
                </div>
            </div>

            <div class="mt-16">
                <button class="bg-[#1a1a1a] text-white px-10 py-4 rounded-full font-sans text-sm font-semibold tracking-tight hover:bg-electric transition-colors">
                    Start Generating Profit
                </button>
            </div>
        </div>
    </section>

    <section class="py-24 bg-white overflow-hidden">
        <div class="max-w-[1200px] mx-auto px-[5%]">

            <div class="bg-royal rounded-t-[40px] p-10 md:p-16 text-white relative overflow-hidden">
                <div class="relative z-10 flex flex-col md:flex-row justify-between items-end gap-8">
                    <div class="max-w-xl">
                        <span class="font-mono text-[10px] uppercase tracking-[0.4em] text-brandOrange block mb-6">{08} BENCHMARK DATA</span>
                        <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter leading-[1.1]">
                            What Your Revenue <br>
                            <span class="text-electric italic font-serif">Could Look Like</span>
                        </h2>
                    </div>
                    <div class="bg-white/5 backdrop-blur-md border border-white/10 rounded-2xl p-6 text-right">
                        <p class="text-white/50 font-mono text-[10px] uppercase tracking-widest mb-1">Target Base</p>
                        <p class="text-4xl font-bold tracking-tighter text-white">10K <span class="text-sm font-[400] text-white/40">Users</span></p>
                    </div>
                </div>
                <div class="absolute -top-24 -right-24 w-64 h-64 bg-electric/20 rounded-full blur-[100px]"></div>
            </div>

            <div class="border-x border-b border-gray-100 rounded-b-[40px] overflow-hidden shadow-2xl shadow-royal/5">
                <div class="grid grid-cols-1 md:grid-cols-3 divide-y md:divide-y-0 md:divide-x divide-gray-100">

                    <div class="p-12 group hover:bg-gray-50 transition-colors">
                        <p class="text-sm font-[400] text-soft mb-4">Monthly from card fees</p>
                        <h3 class="text-4xl font-bold text-royal tracking-tighter group-hover:text-electric transition-colors">$5K – 20K</h3>
                        <div class="mt-8 flex items-center gap-2">
                            <div class="w-1.5 h-1.5 rounded-full bg-electric animate-pulse"></div>
                            <span class="font-mono text-[9px] uppercase tracking-widest text-soft/60">Fixed Issuance Yield</span>
                        </div>
                    </div>

                    <div class="p-12 group hover:bg-gray-50 transition-colors">
                        <p class="text-sm font-[400] text-soft mb-4">Monthly from interchange</p>
                        <h3 class="text-4xl font-bold text-royal tracking-tighter group-hover:text-electric transition-colors">$10K – 50K</h3>
                        <div class="mt-8 flex items-center gap-2">
                            <div class="w-1.5 h-1.5 rounded-full bg-electric animate-pulse"></div>
                            <span class="font-mono text-[9px] uppercase tracking-widest text-soft/60">Volume-Based Yield</span>
                        </div>
                    </div>

                    <div class="p-12 group hover:bg-gray-50 transition-colors">
                        <p class="text-sm font-[400] text-soft mb-4">Monthly from services</p>
                        <h3 class="text-4xl font-bold text-royal tracking-tighter group-hover:text-electric transition-colors">$15K – 75K</h3>
                        <div class="mt-8 flex items-center gap-2">
                            <div class="w-1.5 h-1.5 rounded-full bg-electric animate-pulse"></div>
                            <span class="font-mono text-[9px] uppercase tracking-widest text-soft/60">Add-on Commission</span>
                        </div>
                    </div>
                </div>

                <div class="bg-gray-50 p-10 flex flex-col md:flex-row items-center justify-between border-t border-gray-100 gap-6">
                    <div>
                        <h4 class="text-2xl font-bold text-royal tracking-tight">Estimated Monthly Revenue</h4>
                        <p class="text-sm text-soft/60 mt-1">Combined ecosystem earnings projection</p>
                    </div>
                    <div class="px-8 py-4 bg-electric rounded-2xl shadow-xl shadow-electric/20">
                        <span class="text-3xl md:text-5xl font-bold text-white tracking-tighter">$30K – $145K</span>
                    </div>
                </div>
            </div>

            <div class="grid grid-cols-1 md:grid-cols-3 gap-12 mt-20 px-4">
                <div class="space-y-4">
                    <i class="ri-rocket-2-line text-2xl text-electric"></i>
                    <h5 class="text-lg font-bold text-royal tracking-tight">Start Earning Day 1</h5>
                    <p class="text-sm text-soft/70 leading-relaxed">No ramp-up time — revenue streams are pre-configured and ready to go from launch.</p>
                </div>
                <div class="space-y-4">
                    <i class="ri-pie-chart-2-line text-2xl text-electric"></i>
                    <h5 class="text-lg font-bold text-royal tracking-tight">Multiple Streams</h5>
                    <p class="text-sm text-soft/70 leading-relaxed">7+ ways to monetize — diversify your income and reduce dependency on a single stream.</p>
                </div>
                <div class="space-y-4">
                    <i class="ri-settings-3-line text-2xl text-electric"></i>
                    <h5 class="text-lg font-bold text-royal tracking-tight">Fully Configurable</h5>
                    <p class="text-sm text-soft/70 leading-relaxed">Adjust fees and commissions from the admin dashboard — no code required.</p>
                </div>
            </div>

        </div>
    </section>


    <section class="py-24 px-[5%] overflow-hidden" id="pricing">
        <div class="max-w-[1200px] mx-auto">
            <!-- Section Header Module -->
            <div class="text-center mb-16" data-aos="fade-up">
                <span class="font-mono text-[11px] font-bold tracking-[0.4em] text-brandOrange uppercase block mb-3">{06} ONE-TIME INVESTMENT — PERPETUAL LICENSE</span>
                <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-dark leading-[1.1]">
                    Own Your Virtual Card <span class="italic font-serif text-royal">Platform</span>
                </h2>
                <p class="text-soft text-lg mt-4 max-w-2xl mx-auto">Keep 100% of revenue. Full source code. No recurring fees. Save $150K+ vs custom development. Launch your virtual card issuing business in weeks, not years.</p>
            </div>

            <!-- Adaptive Pricing Matrix Grid -->
            <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-8 items-stretch max-w-6xl mx-auto">
                <?php
                $plans = [
                    [
                        "title"     => "Essential",
                        "price"     => "$6,000",
                        "period"    => "",
                        "save"      => "One-time payment · lifetime license",
                        "popular"   => false,
                        "accent"    => "royal",
                        "badge"     => "Web Platform + Admin Dashboard",
                        "highlight" => "Startups launching MVP, entrepreneurs testing market, web-first strategy.",
                        "btn"       => "Secure Essential",
                        "features"  => [
                            "Virtual card issuing (Instant, Freeze, Expiry)",
                            "Wallet + Multi-currency (USD, EUR, Crypto)",
                            "5 Payment Gateways (Stripe, PayPal, etc.)",
                            "KYC Module & Identity Verification",
                            "Complete Admin Dashboard",
                            "Spending Analytics & Reports"
                        ]
                    ],
                    [
                        "title"     => "Professional",
                        "price"     => "$7,000",
                        "period"    => "",
                        "save"      => "🎯 Save $3,000 vs buying separately",
                        "popular"   => true,
                        "accent"    => "brandOrange",
                        "badge"     => "Web + Android Native App",
                        "highlight" => "Founders launching mobile-first, mass-adoption fintech startups.",
                        "btn"       => "Get Professional",
                        "features"  => [
                            "Full Android Native App (White-label)",
                            "15+ Gateways (Coinbase, Mercado Pago)",
                            "Advanced KYC/AML (Face Matching)",
                            "Biometric Login & Push Notifications",
                            "24/7 Priority Support (Slack)",
                            "Merchant Category Restrictions"
                        ]
                    ],
                    [
                        "title"     => "Enterprise",
                        "price"     => "$8,000",
                        "period"    => "",
                        "save"      => "Complete Cross-Platform Solution",
                        "popular"   => false,
                        "accent"    => "electric",
                        "badge"     => "Full Ecosystem: Web + iOS + Android",
                        "highlight" => "Established banks, neobanks, and enterprises requiring full cloud control.",
                        "btn"       => "Claim Enterprise",
                        "features"  => [
                            "Full iOS Native App — Swift/SwiftUI ready",
                            "Merchant panel (invoices, API, orders)",
                            "Complete store management & inventory",
                            "Full Source Code + CI/CD Setup",
                            "12 months of premium updates",
                            "White-glove onboarding & deployment"
                        ]
                    ]
                ];

                foreach ($plans as $plan):
                    $isPopular = $plan['popular'];
                ?>
                    <div class="flex flex-col <?= $isPopular ? 'bg-white border-2 border-royal shadow-2xl shadow-royal/10 lg:scale-[1.03] z-10' : 'bg-white border border-zinc-100 hover:border-royal/20' ?> rounded-[32px] p-8 transition-all duration-500 relative overflow-hidden" data-aos="fade-up">

                        <?php if ($isPopular): ?>
                            <div class="absolute top-0 right-0 bg-brandOrange text-white px-5 py-1.5 rounded-bl-2xl font-mono text-[9px] uppercase tracking-widest font-bold">Most Popular</div>
                        <?php endif; ?>

                        <!-- Identity & Pricing Typography -->
                        <div class="mb-6">
                            <span class="font-mono text-[10px] uppercase tracking-wider text-soft block mb-1"><?= $plan['badge'] ?></span>
                            <h3 class="text-2xl font-semibold text-royal tracking-tight mb-1"><?= $plan['title'] ?></h3>
                            <div class="flex items-baseline gap-1 mt-3">
                                <span class="text-4xl font-semibold text-dark tracking-tighter"><?= $plan['price'] ?></span>
                                <span class="text-sm text-soft"><?= $plan['period'] ?></span>
                            </div>
                            <p class="font-mono text-[10px] uppercase tracking-widest text-electric mt-2"><?= $plan['save'] ?></p>
                        </div>

                        <!-- Feature List Header -->
                        <p class="text-xs font-bold text-dark uppercase tracking-wider mb-4">
                            <?= $plan['title'] === 'Professional' ? ' Everything in Essential, PLUS:' : ($plan['title'] === 'Enterprise' ? ' Best Value — Full Ecosystem:' : '✨ What\'s included:') ?>
                        </p>

                        <!-- Feature List -->
                        <ul class="flex flex-col gap-3 mb-8 flex-grow">
                            <?php foreach ($plan['features'] as $f): ?>
                                <li class="flex items-start gap-3 text-sm text-soft">
                                    <span class="text-electric mt-0.5 flex-shrink-0">✓</span>
                                    <span><?= $f ?></span>
                                </li>
                            <?php endforeach; ?>
                        </ul>

                        <!-- Call To Action & Sub-Context -->
                        <div class="border-t border-zinc-100 pt-6">
                            <a href="/get-demo"
                                class="w-full py-4 rounded-full text-center block text-xs font-bold uppercase tracking-widest transition-all <?= $isPopular ? 'bg-royal text-white hover:bg-electric' : 'border border-royal text-royal hover:bg-royal hover:text-white' ?>">
                                <?= $plan['btn'] ?> →
                            </a>
                            <p class="text-center text-[10px] font-mono text-soft uppercase tracking-wide mt-3 leading-relaxed">
                                <strong class="text-dark">Best for:</strong> <?= $plan['highlight'] ?>
                            </p>
                        </div>
                    </div>
                <?php endforeach; ?>
            </div>
        </div>
    </section>

    <!-- Plan Comparison Matrix Section -->
    <section class="py-20 px-[5%] bg-white border-t border-zinc-100" id="comparison-matrix">
        <div class="max-w-[1000px] mx-auto">
            <!-- Section Sub-Header -->
            <div class="text-center mb-12" data-aos="fade-up">
                <h3 class="text-3xl md:text-4xl font-[400] tracking-tighter text-dark">
                    Compare <span class="italic font-serif text-royal">Capabilities</span>
                </h3>
                <p class="text-soft text-sm mt-2">A granular look at the architecture, access layers, and ecosystem integrations.</p>
            </div>

            <!-- Responsive Table Container -->
            <div class="w-full overflow-x-auto border border-zinc-100 rounded-2xl shadow-sm bg-white" data-aos="fade-up">
                <table class="w-full min-w-[700px] text-left border-collapse">
                    <thead>
                        <tr class="border-b border-zinc-100 bg-zinc-50/50">
                            <th class="p-5 font-mono text-[11px] uppercase tracking-wider text-dark font-bold w-1/4">Capability</th>
                            <th class="p-5 font-mono text-[11px] uppercase tracking-wider text-royal font-bold w-1/4">Essential</th>
                            <th class="p-5 font-mono text-[11px] uppercase tracking-wider text-brandOrange font-bold w-1/4">Professional</th>
                            <th class="p-5 font-mono text-[11px] uppercase tracking-wider text-electric font-bold w-1/4">Enterprise</th>
                        </tr>
                    </thead>
                    <tbody class="divide-y divide-zinc-100 text-sm">
                        <!-- Row 1: Platform Scope -->
                        <tr class="hover:bg-zinc-50/30 transition-colors">
                            <td class="p-5 font-medium text-dark">Platform Scope</td>
                            <td class="p-5 text-soft">Web Only</td>
                            <td class="p-5 text-dark font-medium">Web + Android</td>
                            <td class="p-5 text-dark font-medium">Web + Android + iOS</td>
                        </tr>

                        <!-- Row 2: Service Ecosystem -->
                        <tr class="hover:bg-zinc-50/30 transition-colors">
                            <td class="p-5 font-medium text-dark">Service Ecosystem</td>
                            <td class="p-5 text-soft">Basic Services</td>
                            <td class="p-5 text-soft">Full Basic + Crypto</td>
                            <td class="p-5 text-dark font-medium">Full + Flights & eSIM</td>
                        </tr>

                        <!-- Row 3: Source Code Access -->
                        <tr class="hover:bg-zinc-50/30 transition-colors">
                            <td class="p-5 font-medium text-dark">Source Code Access</td>
                            <td class="p-5 text-soft">Limited License</td>
                            <td class="p-5 text-soft">Full White-label</td>
                            <td class="p-5 text-dark font-medium font-mono text-xs">Full Access + CI/CD</td>
                        </tr>

                        <!-- Row 4: Support SLA -->
                        <tr class="hover:bg-zinc-50/30 transition-colors">
                            <td class="p-5 font-medium text-dark">Support SLA</td>
                            <td class="p-5 text-soft">Standard Ticket</td>
                            <td class="p-5 text-soft">24/7 Priority Slack</td>
                            <td class="p-5 text-dark font-medium">Dedicated Engineer</td>
                        </tr>
                    </tbody>
                </table>
            </div>
        </div>
    </section>





    <section class="bg-white py-24 px-6 lg:px-14 relative overflow-hidden">

        <div class="absolute inset-0 pointer-events-none opacity-[0.03]"
            style="background-image: radial-gradient(#000000 1px, transparent 1px); background-size: 40px 40px;">
        </div>

        <div class="max-w-[1200px] mx-auto relative z-10">

            <div class="mb-16">
                <span class="font-mono text-[11px] uppercase tracking-[0.4em] text-brandOrange font-semibold block mb-6">{08} THE ROI CASE</span>
                <h2 class="text-dark text-4xl md:text-5xl font-[400] tracking-tight mb-6 leading-tight">
                    Why Invest in Nesvra? <br>
                    <span class="text-soft italic font-serif">Hard data, zero recurring costs.</span>
                </h2>
                <p class="text-soft text-base max-w-2xl leading-relaxed">
                    VS building from scratch or paying monthly SaaS fees, Nesvra provides an immediate capital advantage and long-term asset ownership.
                </p>
            </div>

            <div class="border border-zinc-100 rounded-[40px] overflow-hidden bg-white shadow-sm">
                <div class="grid grid-cols-1 md:grid-cols-3 divide-y md:divide-y-0 md:divide-x divide-zinc-100">

                    <div class="p-12 group hover:bg-zinc-50/50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center rounded-2xl bg-zinc-50 border border-zinc-100 group-hover:border-brandOrange/30 transition-all">
                            <i class="ri-bank-line text-brandOrange text-2xl"></i>
                        </div>
                        <h3 class="text-5xl font-[400] text-dark tracking-tighter group-hover:text-brandOrange transition-colors">$150K+</h3>
                        <h4 class="text-lg font-[400] text-dark mt-4">Saved vs Custom</h4>
                        <p class="text-sm text-soft mt-2 font-mono uppercase tracking-widest italic">Avg cost for similar platform</p>
                    </div>

                    <div class="p-12 group hover:bg-zinc-50/50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center rounded-2xl bg-zinc-50 border border-zinc-100 group-hover:border-brandOrange/30 transition-all">
                            <i class="ri-flashlight-line text-brandOrange text-2xl"></i>
                        </div>
                        <h3 class="text-5xl font-[400] text-dark tracking-tighter group-hover:text-brandOrange transition-colors">3–5 Wks</h3>
                        <h4 class="text-lg font-[400] text-dark mt-4">Time to Market</h4>
                        <p class="text-sm text-soft mt-2 font-mono uppercase tracking-widest italic">vs 12–18 months custom build</p>
                    </div>

                    <div class="p-12 group hover:bg-zinc-50/50 transition-colors">
                        <div class="w-12 h-12 mb-8 flex items-center justify-center rounded-2xl bg-zinc-50 border border-zinc-100 group-hover:border-brandOrange/30 transition-all">
                            <i class="ri-shield-keyhole-line text-brandOrange text-2xl"></i>
                        </div>
                        <h3 class="text-5xl font-[400] text-dark tracking-tighter group-hover:text-brandOrange transition-colors">100%</h3>
                        <h4 class="text-lg font-[400] text-dark mt-4">Ownership & Control</h4>
                        <p class="text-sm text-soft mt-2 font-mono uppercase tracking-widest italic">No vendor lock-in, full source</p>
                    </div>

                </div>

                <div class="bg-zinc-50/50 p-10 border-t border-zinc-100">
                    <div class="grid grid-cols-1 sm:grid-cols-2 md:grid-cols-3 lg:grid-cols-5 gap-8">
                        <div class="flex items-center gap-3">
                            <div class="w-2 h-2 rounded-full bg-brandOrange"></div>
                            <span class="text-[11px] font-semibold text-dark uppercase tracking-widest">30-Day Guarantee</span>
                        </div>
                        <div class="flex items-center gap-3">
                            <div class="w-2 h-2 rounded-full bg-brandOrange"></div>
                            <span class="text-[11px] font-semibold text-dark uppercase tracking-widest">Full IP Ownership</span>
                        </div>
                        <div class="flex items-center gap-3">
                            <div class="w-2 h-2 rounded-full bg-brandOrange"></div>
                            <span class="text-[11px] font-semibold text-dark uppercase tracking-widest">Launch: 3-5 Weeks</span>
                        </div>
                        <div class="flex items-center gap-3">
                            <div class="w-2 h-2 rounded-full bg-brandOrange"></div>
                            <span class="text-[11px] font-semibold text-dark uppercase tracking-widest">Tech Success Mgr</span>
                        </div>
                        <div class="flex items-center gap-3">
                            <div class="w-2 h-2 rounded-full bg-brandOrange"></div>
                            <span class="text-[11px] font-semibold text-dark uppercase tracking-widest">Lifetime Updates</span>
                        </div>
                    </div>
                </div>
            </div>

        </div>
    </section>


    <div class="bg-white p-1 md:p-2">
        <section id="specialized-addons" class="relative bg-royal py-16 px-6 lg:px-14 overflow-hidden rounded-[24px]" data-aos="fade-up" data-aos-duration="1000" data-aos-once="true">

            <div class="absolute -bottom-24 -left-24 w-[500px] h-[500px] bg-white/5 rounded-full blur-[100px] pointer-events-none"></div>

            <div class="max-w-[1200px] mx-auto relative z-10">

                <div class="mb-16">
                    <span class="font-mono text-[10px] uppercase tracking-[0.5em] text-white/50 font-bold block mb-4">Accelerate Your Launch</span>
                    <h2 class="text-white text-4xl md:text-5xl font-[400] tracking-tight mb-6">
                        Launch Accelerator <span class="italic font-serif opacity-80">Add-ons.</span>
                    </h2>
                    <p class="text-white/60 text-base max-w-2xl leading-relaxed">
                        Go live faster, build trust instantly, and acquire users from day one. These premium add-ons handle the complexity so you can focus on growth.
                    </p>
                </div>

                <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-6">

                    <div class="bg-white/5 border border-white/10 p-8 rounded-[32px] flex flex-col hover:bg-white/10 transition-all duration-500 group">
                        <div class="flex justify-between items-start mb-8">
                            <div class="px-3 py-1 bg-white/10 rounded-full text-[9px] font-semibold text-white uppercase tracking-widest border border-white/10">Essential</div>
                            <div class="text-right">
                                <span class="text-2xl font-bold text-white">$250</span>
                                <p class="text-[10px] text-white/40 uppercase">Per Store</p>
                            </div>
                        </div>
                        <h3 class="text-xl font-bold text-white mb-3">App Store Domination</h3>
                        <p class="text-sm text-white/50 mb-8 flex-grow">Full-cycle submission and compliance handling for Apple & Google Play.</p>

                        <ul class="space-y-4 mb-8">
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="zap" class="w-4 h-4 text-white shrink-0"></i> 14-day launch guarantee
                            </li>
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="check-circle" class="w-4 h-4 text-white shrink-0"></i> 100% approval rate
                            </li>
                        </ul>

                        <div class="pt-6 border-t border-white/10">
                            <p class="text-[10px] font-bold text-white/40 uppercase tracking-widest mb-4"> What's Included:</p>
                            <p class="text-[12px] text-white/60 leading-relaxed">Financial compliance check, ASO optimization, priority review, and screenshot/video guidance.</p>
                        </div>
                    </div>

                    <div class="bg-white/5 border border-white/10 p-8 rounded-[32px] flex flex-col hover:bg-white/10 transition-all duration-500">
                        <div class="flex justify-between items-start mb-8">
                            <div class="px-3 py-1 bg-white/10 rounded-full text-[9px] font-semibold text-white uppercase tracking-widest border border-white/10">Trust & Credibility</div>
                            <div class="text-right">
                                <span class="text-2xl font-bold text-white">$250</span>
                                <p class="text-[10px] text-white/40 uppercase">Complete Kit</p>
                            </div>
                        </div>
                        <h3 class="text-xl font-bold text-white mb-3">Fintech Identity Kit</h3>
                        <p class="text-sm text-white/50 mb-8 flex-grow">Professional branding conveying security and speed. Perception equals conversion.</p>

                        <ul class="space-y-4 mb-8">
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="clock" class="w-4 h-4 text-white shrink-0"></i> 5-day delivery
                            </li>
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="shield-check" class="w-4 h-4 text-white shrink-0"></i> Bank-grade psychology
                            </li>
                        </ul>

                        <div class="pt-6 border-t border-white/10">
                            <p class="text-[10px] font-bold text-white/40 uppercase tracking-widest mb-4"> What's Included:</p>
                            <p class="text-[12px] text-white/60 leading-relaxed">Premium logo (3 concepts), responsive app icons, brand guidelines, and social trust badges.</p>
                        </div>
                    </div>

                    <div class="bg-white/5 border border-white/10 p-8 rounded-[32px] flex flex-col hover:bg-white/10 transition-all duration-500">
                        <div class="flex justify-between items-start mb-8">
                            <div class="px-3 py-1 bg-white/10 rounded-full text-[9px] font-semibold text-white uppercase tracking-widest border border-white/10">Launch Ready</div>
                            <div class="text-right">
                                <span class="text-2xl font-bold text-white">$150</span>
                                <p class="text-[10px] text-white/40 uppercase">Full Setup</p>
                            </div>
                        </div>
                        <h3 class="text-xl font-bold text-white mb-3">Social Launch Engine</h3>
                        <p class="text-sm text-white/50 mb-8 flex-grow">LinkedIn, Twitter, and Instagram setup with 14 days of launch content.</p>

                        <ul class="space-y-4 mb-8">
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="calendar" class="w-4 h-4 text-white shrink-0"></i> 14-day content cal
                            </li>
                            <li class="flex items-start gap-3 text-xs text-white/70">
                                <i data-lucide="users" class="w-4 h-4 text-white shrink-0"></i> Early adopter hooks
                            </li>
                        </ul>

                        <div class="pt-6 border-t border-white/10">
                            <p class="text-[10px] font-bold text-white/40 uppercase tracking-widest mb-4"> What's Included:</p>
                            <p class="text-[12px] text-white/60 leading-relaxed">3 platform profiles, visual identity sync, growth hooks, and influencer templates.</p>
                        </div>
                    </div>
                </div>

                <div class="mt-6 grid grid-cols-1 lg:grid-cols-12 gap-6">

                    <div class="lg:col-span-7 bg-white p-8 md:p-12 rounded-[32px] flex flex-col md:flex-row items-center gap-10">
                        <div class="flex-grow">
                            <div class="flex items-center gap-3 mb-4">
                                <i data-lucide="landmark" class="w-5 h-5 text-royal"></i>
                                <span class="text-[10px] font-black text-royal uppercase tracking-widest">Regulatory Expert</span>
                            </div>
                            <h3 class="text-2xl font-bold text-royal mb-4">Regulatory Fast-Track</h3>
                            <p class="text-sm text-soft leading-relaxed mb-6">Strategy session to navigate MSB/MTL requirements and compliance documentation.</p>
                            <div class="flex flex-wrap gap-4">
                                <span class="text-[11px] font-bold text-royal bg-royal/5 px-3 py-1 rounded-full">90-Min Strategy Call</span>
                                <span class="text-[11px] font-bold text-royal bg-royal/5 px-3 py-1 rounded-full">Custom Compliance Roadmap</span>
                            </div>
                        </div>
                        <div class="text-center md:text-right shrink-0">
                            <div class="text-4xl font-bold text-royal">$600</div>
                            <p class="text-[10px] text-soft uppercase font-bold mt-1">Per Consultation</p>
                            <button class="mt-6 px-8 py-3 bg-royal text-white rounded-full font-bold text-sm hover:bg-black transition-all">Book Session</button>
                        </div>
                    </div>

                    <div class="lg:col-span-5 bg-white/10 border border-white/20 p-8 rounded-[32px] relative overflow-hidden flex flex-col justify-center">
                        <div class="absolute top-0 right-0 p-4 opacity-10">
                            <i data-lucide="gift" class="w-24 h-24 text-white"></i>
                        </div>
                        <h3 class="text-2xl font-bold text-white mb-2">Bundle & Save</h3>
                        <p class="text-white/60 text-sm mb-6">Get all 4 add-ons and save <span class="text-white font-bold">$100</span> on your launch.</p>
                        <div class="text-3xl font-bold text-white mb-6">$1,150 <span class="text-lg text-white/40 line-through ml-2">$1,250</span></div>
                        <button class="w-full py-4 bg-white text-royal font-bold rounded-full hover:bg-royal hover:text-white border border-white transition-all">
                            Complete Bundle →
                        </button>
                    </div>
                </div>

                <div class="mt-16 flex flex-wrap justify-center items-center gap-x-12 gap-y-6 opacity-40 grayscale">
                    <div class="flex items-center gap-2 text-white">
                        <i data-lucide="star" class="w-4 h-4 fill-white"></i>
                        <span class="text-xs font-bold uppercase tracking-widest">50+ Fintech Founders</span>
                    </div>
                    <div class="flex items-center gap-2 text-white">
                        <i data-lucide="trending-up" class="w-4 h-4"></i>
                        <span class="text-xs font-bold uppercase tracking-widest">62% Faster Launch</span>
                    </div>
                    <div class="flex items-center gap-2 text-white">
                        <i data-lucide="award" class="w-4 h-4"></i>
                        <span class="text-xs font-bold uppercase tracking-widest">5-Star Rated Support</span>
                    </div>
                </div>
            </div>
        </section>
    </div>





    <!-- ═══════════════════════════════════════ -->
    <!--  FAQ                                    -->
    <!-- ═══════════════════════════════════════ -->
    <?php
    $faqs = [
        [
            'q'    => 'Do users get real virtual cards that work globally?',
            'a'    => 'Yes. The platform issues real, production-ready virtual cards (Visa/Mastercard) that support global e-commerce, regular recurring subscriptions, and ad platforms like Meta and Google Ads. They feature instant generation, freeze/unfreeze controls, and dynamic 3D Secure (3DS) authentication. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• Global Cross-Border Issuing • Instant 3DS Verification</small>',
            'icon' => 'ri-bank-card-line'
        ],
        [
            'q'    => 'Can I fully customize and white-label the platform?',
            'a'    => 'Absolutely. You receive full white-label capabilities. You can deploy the web interface, admin system, and native mobile applications completely under your own brand identity, custom domains, and corporate design system with zero visible reference to our underlying core engine. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• 100% Sovereign White-Label • Custom Brand Injection</small>',
            'icon' => 'ri-palette-line'
        ],
        [
            'q'    => 'What services are included out of the box?',
            'a'    => 'The ecosystem scales beyond card issuing based on your tier. It integrates utility APIs for global Airtime, internet data, and utilities across 150+ countries, international Gift Cards, and high-margin lifestyle services like Flights booking and eSIM provisioning. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• Multi-Utility Engine • Value-Added Services (VAS)</small>',
            'icon' => 'ri-global-line'
        ],
        [
            'q'    => 'How powerful is the admin backend? What can I control?',
            'a'    => 'The admin panel acts as a complete command center. It gives you total operational autonomy to set global markup margins, configure tiered card-creation fees, manage user KYC states, review multi-currency reserves, monitor transaction ledgers, and toggle integrated payment gateways in real-time. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• Centralized Command Center • Real-Time Margin Controls</small>',
            'icon' => 'ri-dashboard-3-line'
        ],
        [
            'q'    => 'How does the platform handle security & compliance?',
            'a'    => 'Security is deeply baked into the codebase. The application utilizes enterprise-grade end-to-end data encryption, JWT authentication protocols, secure webhook signatures, biometric mobile logins, and an isolated compliance interface architecture engineered to interface with Tier-1 KYC/AML provider networks. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• Data Layer Encryption • Automated KYC/AML Checkpoints</small>',
            'icon' => 'ri-shield-keyhole-line'
        ],
        [
            'q'    => 'Can the platform scale to millions of users?',
            'a'    => 'Yes. The backend architecture is built with high-performance, decoupled frameworks designed for horizontal scaling. Database structures and ledger states are optimized for sub-second concurrent transaction processing, allowing your system to scale from launch MVP straight to millions of active nodes seamlessly. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• High-Availability Architecture • Horizontal Infrastructure Scaling</small>',
            'icon' => 'ri-bubble-chart-line'
        ],
        [
            'q'    => 'What about updates and ongoing support?',
            'a'    => 'Every license comes with 12 months of premium updates, including new features, optimized api schemas, and security patches. Our dedicated technical support team is available via Slack and email to ensure your core financial operations never experience infrastructure downtime. <br><small class="block mt-2 opacity-60 font-mono text-[10px] uppercase tracking-wider text-royal">• 12-Month Premium Updates • SLA-Backed Priority Support</small>',
            'icon' => 'ri-customer-service-2-line'
        ]
    ];
    ?>

    <section class="py-24 px-[5%] bg-white overflow-hidden" id="faq-vault">
        <div class="max-w-[1200px] mx-auto">

            <div class="text-center mb-16">
                <span class="font-mono text-[10px] uppercase tracking-[0.4em] text-royal block mb-4">{12}Virtual Cards FAQ</span>
                <h2 class="text-4xl md:text-5xl font-[400] tracking-tighter text-royal leading-tight">
                    Common Questions. <br>
                    <span class="italic font-serif text-brandOrange">Expert Answers.</span>
                </h2>
            </div>

            <div class="grid md:grid-cols-2 gap-4">
                <?php foreach ($faqs as $faq): ?>
                    <div class="group relative p-8 rounded-[24px] bg-zinc-50/50 border border-zinc-100/80 transition-all duration-500 hover:bg-royal hover:shadow-xl hover:shadow-royal/10 overflow-hidden cursor-pointer">

                        <div class="relative z-10">
                            <div class="flex items-center gap-4 mb-2">
                                <i class="<?= $faq['icon'] ?> text-royal group-hover:text-brandOrange transition-colors"></i>
                                <h3 class="text-[15px] font-semibold text-royal group-hover:text-white transition-colors duration-300 pr-6">
                                    <?= $faq['q'] ?>
                                </h3>
                            </div>

                            <div class="max-h-0 opacity-0 group-hover:max-h-[300px] group-hover:opacity-100 transition-all duration-500 ease-in-out overflow-hidden">
                                <div class="pt-4 text-zinc-500 group-hover:text-white/70 text-[14px] leading-relaxed">
                                    <?= $faq['a'] ?>
                                </div>
                            </div>
                        </div>

                        <div class="absolute top-8 right-8">
                            <div class="w-6 h-6 rounded-full border border-zinc-200 group-hover:border-white/20 flex items-center justify-center transition-all">
                                <i class="ri-add-line text-xs text-royal group-hover:text-white group-hover:rotate-45 transition-all"></i>
                            </div>
                        </div>
                    </div>
                <?php endforeach; ?>
            </div>

            <div class="mt-12 text-center">
                <p class="text-xs text-zinc-500 font-[400]">
                    Don't see your specific requirement?
                    <a href="#demo" class="text-royal border-b border-royal/20 hover:text-brandOrange hover:border-brandOrange transition-all ml-1">
                        Talk to our engineering team
                    </a>
                </p>
            </div>

        </div>
    </section>









    <!-- FINAL CTA -->
    <section class="py-24 px-[5%] bg-white overflow-hidden" id="final-call">
        <div class="max-w-[1200px] mx-auto">
            <div class="relative w-full md:h-[450px] rounded-[32px] border border-zinc-900/5 overflow-hidden flex items-center justify-center group bg-zinc-950">
                <div class="absolute inset-0 z-0">
                    <img src="https://i.pinimg.com/736x/30/0f/24/300f246e1f24cd7c8bb4e4544f48c054.jpg" alt="Government Technology" class="w-full h-full object-cover opacity-60 scale-100 group-hover:scale-[1.03] transition-transform duration-[1200ms] ease-out">
                    <div class="absolute inset-0 bg-black/30"></div>
                </div>
                <div class="relative z-10 w-full px-6 py-20 md:py-0 text-center">
                    <div class="max-w-[720px] mx-auto" data-aos="fade-up" data-aos-duration="800">
                        <h2 class="text-4xl md:text-6xl font-[400] tracking-tighter text-white leading-[1.1] mb-6">
                            Launch Your Virtual Card <span class="italic font-serif text-brandOrange"> Business Today</span>
                        </h2>
                        <p class="text-white/70 text-sm md:text-base mb-10 max-w-[540px] mx-auto leading-relaxed tracking-tight font-light">
                            Global payment capability · Full ecosystem platform · Secure infrastructure · Revenue from every transaction
                        </p>
                        <div class="flex flex-col sm:flex-row items-center justify-center gap-4 max-w-xl mx-auto">
                            <a href="get-demo.php?product=virtual-card" class="w-full sm:w-auto px-8 py-4 bg-brandOrange text-white rounded-full font-medium text-xs uppercase tracking-widest hover:bg-white hover:text-royal transition-all duration-300 shadow-lg shadow-brandOrange/10 flex items-center justify-center gap-2 group/btn">
                                <span>Request Demo</span><i class="ri-play-circle-line text-sm transition-transform duration-300 group-hover/btn:scale-110"></i>
                            </a>
                            <a href="book-strategy-call.php" class="w-full sm:w-auto px-8 py-4 bg-white/10 backdrop-blur-md text-white rounded-full font-medium text-xs uppercase tracking-widest hover:bg-white hover:text-royal transition-all duration-300 border border-white/10 flex items-center justify-center gap-2 group/btn2">
                                <span>Talk to Sales</span><i class="ri-arrow-right-up-line text-xs opacity-60"></i>
                            </a>
                        </div>
                    </div>
                </div>
                <div class="absolute top-0 right-0 w-80 h-80 bg-blue-500/10 rounded-full blur-[120px] pointer-events-none"></div>
                <div class="absolute bottom-0 left-0 w-80 h-80 bg-brandOrange/10 rounded-full blur-[120px] pointer-events-none"></div>
            </div>
        </div>
    </section>



    <?php include 'components/Scroll-to-top.php'; ?>
    <?php include 'components/footer.php'; ?>


</body>

</html>